My husband and I have been tracking ou expenditure and income, and we're doing really well. I just thought I'd post to let people know that EXCEL works really well, both for budgeting and for making graphs to track expenditure and income. We're finding it a very useful tool, to make sure that we're not only living well within our meas, but that the gap between expenditure and income is growing nicely.
Our short-term goal? To reach a gap of 30% by the end of the year (taxable income). I reckon we can do it, and I'll let everyone know when we get there on a regular basis :-)
Our mid-term goal? Paying off a large mortgage before our son starts school! He's 19 months now, and we're working as well as we can to be totally mortgage-free by the time he's 6.
Our long-term goal? To leave a small footprint on the earth (we're vegan greenies), and teaching our son that life is about good health, happiness and loving others, not about who has what and how much we can take and grab.